The Benefits of the Home Warranty
If you are buying or selling a home, one of the questions you may ask is "What is a home warranty?" Find out here.
6 Habits All Successful Home Buyers have in Common
Looking into buying a home? These habits taken together will get you on the path to home ownership.
Jan 21 2019
1. Daily- Ditch an Indulgence or Two.
This will allow you to put money in a savings account towards a down payment. A down payment is vital to a successful house purchase.
2. Weekly - Make deposits into a "home savings" account.
This will allow you to get into the habit of depositing a set weekly amount and meet your goals.
3. Weekly - Start attending open houses.
Getting into the habit of attending open houses will not only give you a feel for what homes are available but also can be motivating for you to want to save.
4. Monthly - Do a trial run at homeownership
To make sure you won't max yourself out, try testing out the habit of saving as a homeowner
5. Monthly - Pay all bills on time
The best way to keep your credit score high is to get in the habit of paying every single bill on time.
6. Yearly - Check your credit report
There may be things on your credit report negatively affecting you that you aren't aware of. The only way to nip these problems in the bud is to check. It never hurts to check more often than yearly as well.
Home Ownership Matters Now More Than Ever
There are many benefits to owning your own home as opposed to renting. Owning a home is an investment, allows you to gain equity, stabilize your housing costs, gain control over your living space, and increases your net worth over time.
Owning a home has also been proven to have social benefits. Moving from rental to rental is an emotional and financial burden, while owning a home allows you to build relationships with neighbors, be involved with a community, and provides consistent educational opportunities for children.
On top of those benefits, owning a home increases your net worth over time. Here is the difference in Adults 65+ Net Worth between homeowner and renter:
Budgeting for a home? Consider these tips
If you have started to budget for a home, or are thinking about budgeting for a home, this is a great first step to becoming a homeowner! We've compiled some of the top tips for 2020 to consider when you begin budgeting. See here
Financial Checklist for First Time Home Buyers
What is 'Cwtch'?
What To Check When Looking For a Home
Buying a house is one of the most exciting purchases in your lifetime. You dream about how you are going to decorate, how many bedrooms and bathrooms you want, and how you want it to feel inside. You want to feel that you made the best purchase possible on top of having an agent that will go the extra mile for you. Here are 10 spots to pay attention to during your search. See more here
The Ultimate Moving Checklist
Moving out and moving in? Here is an ultimate checklist for a seamless transition.